Guides — How Each Calculation Works

California: no alimony formula—14 factors (Cal. Fam. Code § 4320). Adultery no bar. 10+ years: possible indefinite. Free 2026 calc.

Florida ended permanent alimony (SB 1416, 2023). Durational cap 50–75% of marriage. Max 35% net gap. § 61.08. Free 2026 calculator.

Maryland: 12 alimony factors (Md. Code § 11-106). "Unconscionably disparate" for indefinite. Adultery can eliminate support. Free 2026 calculator.

Virginia pendente lite: 27%−50% (no minors) under § 16.1-278.17:1. Formula not required at trial. Adultery bars permanent. Free 2026 calc.

Yes — but jail is the last step, not the first. Courts must first prove you CAN pay and won't. Learn the 4 steps under 18 U.S.C. § 228. Free 2026 guide.

Arizona uses income shares (A.R.S. § 25-320). Unique: Arizona presumes joint custody, directly lowering child support. Free 2026 AZ CS calc.

California § 4055 child support. SB 343 (2024) switched K-factor to net income. LIA $2,929/mo (2026). DissoMaster ended Nov 2024. Free CA CS calc.

Florida uses income shares under Fla. Stat. § 61.30. Custody time directly adjusts the base support amount. Free FL child support calculator 2026.

Georgia SB 454 (2026): mandatory parenting-time adjust, $40k/mo cap, VA disability credit (O.C.G.A. § 19-6-15). Free GA CS calc.

Illinois HFS standardized net income (750 ILCS 5/505)—not take-home. Modify at 20% + $10/mo. Free Illinois CS calculator 2026.

Indiana uses weekly gross—not monthly. Parenting credit at 52 overnights (IC 31-16-6-1). Support ends at 19. Free IN CS calc 2026.

Michigan MCSF (2023): net after taxes, ordinary medical, union dues. OT/2nd-job income split 50/50. Free Michigan CS calculator 2026.

Montana uses net income (Mont. Code Ann. § 40-4-204). Formula, income caps, custody time adjustment explained. Free MT CS calculator 2026.

New Jersey uses income shares (N.J.S.A. 2A:34-23). Both parents' net income counts. Specific cap for high earners. Free NJ CS calculator 2026.

New York child support uses CSSA percentages on combined income up to $193,000 (Mar 2026). DRL § 240(1-b) formula explained. Free NY CS calc.

North Carolina Income Shares (N.C.G.S. § 50-13.4): worksheets A/B/C by custody. Free North Carolina child support calculator 2026.

Ohio Income Shares (ORC Ch. 3119): gross income minus worksheet deductions. Annual admin review. Free Ohio CS calculator 2026.

Oklahoma Income Shares (Okla. Stat. tit. 43 § 118). Table to $15,000/mo combined. Shared custody 121+ nights. Free OK CS calc 2026.

Pennsylvania Income Shares (23 Pa. C.S. § 4322) uses both parents' monthly net. Schedule sets basic support. Free PA CS calculator 2026.

South Dakota % of income (SDCL § 25-7-6.2): paying parent's income only. SD zero income tax affects net calculation. Free SD CS calc 2026.

Texas net-income %: 20% 1 child, 25% 2, up to 40% for 5+ (§ 154.125). $11,700/mo net cap (2026); max ~$2,340 for 1 child. Free TX calc.

Utah § 81-6 (ex-§ 78B-12, 2024). Income Shares. Parenting credit at 25% overnights (91 days). $30/child min. Free UT CS calc 2026.

Vermont uses income shares under 15 V.S.A. § 659. Both parents' gross income determines the base, adjusted for custody time. Free VT CS calculator 2026.

Virginia income shares (Va. Code § 20-108.2): both parents' gross income. Custody split affects formula directly. Free VA CS calculator 2026.

Washington HB 1014: Income Shares table to $50,000 combined net (RCW 26.19.020). Self-support reserve. Free WA CS calculator 2026.

West Virginia income shares (W. Va. Code § 48-13-301). Combined income table, custody adjustments, modification rules explained. Free WV CS calc 2026.

Wyoming uses income shares under Wyo. Stat. § 20-2-304. Both parents' net income counts. No WY state income tax. Free Wyoming CS calculator 2026.

9 community-property states: 50/50. 41 equitable states: fair ≠ equal. 401k needs QDRO or 10% IRS penalty. Free 2026 asset calculator.

Adultery rarely changes alimony in no-fault states. VA: absolute bar. CA: no effect. NC: can bar. Affair spending may matter. Free 2026 calc.

No — child support is NOT taxable income for the recipient and NOT deductible for the payer since 2019 (TCJA). Learn why and what changed. Free 2026 guide.

More overnights often lowers support: California bakes time into Fam. Code § 4055 (H%); Texas adjusts on the guideline worksheet. Free 2026 guide.

FL: durational 50–75% of marriage (§ 61.08). NY: formula. CA: 10+ yrs may be indefinite (§ 4336). VA adultery bars permanent. Free 2026 calc.

5 legal grounds to reduce child support: income drop, new child, custody change, child turns 18, hardship. Courts require formal process. Free 2026 guide.

Modify support on material income change. MI: 10% (MCL 552.605). TX: ~20%. IL: 20% + $10/mo. Free 2026 modification calculator.

Layoffs do not automatically pause an order; modification requires filing and proof. Model new guideline numbers before you negotiate. Free 2026 guide.

Illinois maintenance: 33.3% payor net minus 25% recipient net. Cap: ≤40% combined net (750 ILCS 5/504). Free Illinois alimony calculator 2026.

Michigan spousal support: 14 Sparks factors (MCL § 552.23). No formula. ~30–40% income gap. ~1 yr per 3 yrs married. Free MI alimony calc 2026.

Texas spousal maintenance: hard to qualify—10+ yr marriage + can't self-support. Cap: lesser of $5k/mo or 20% gross (§ 8.051). Free 2026 calc.

Arkansas flat % of net: 14% 1 child, 20% 2, 25% 3 (Ark. Code § 9-10-108 / Admin Order). Free Arkansas child support calculator 2026.

Illinois ended automatic 9% arrears interest (2024)—creditors must petition. Federal garnish to 65%. Min 20% of current. Free arrears calc 2026.

California 10%/yr on child support arrears (Fam. Code § 17433.5). Simple interest from each payment's due date. Not compounded. Free CA arrears calc 2026.

New Mexico Income Shares (NMSA § 40-4-11.1; SB 223). $30k/mo cap. $1,200 self-support reserve. Worksheet B at 35% nights. Free NM calc 2026.

No national formula. NY DRL § 236-B(5-b). CA 14 factors § 4320. VA pendente lite 27%−50%. FL: no permanent since 2023. Free 2026 calc.

38 states use Income Shares; Texas net-resources % (§ 154.125); CA algebraic § 4055. No national formula. Free 2026 calculator.

Salary alone ≠ exempt: need $684/week + duties test (29 C.F.R. § 541). CA/NY set higher salary floors. Free 2026 overtime calculator.

WC retaliation unlawful nationwide. CA Labor Code § 132a protects. TX non-subscribers face civil liability. Free 2026 WC settlement calc.

15 U.S.C. § 1674 bans firing for one garnishment. Multiple garnishments may lack protection. States vary. Free 2026 garnishment calc.

You can recover unpaid wages PLUS liquidated damages — doubling what you're owed. File with DOL for free. 2-3 year window. Free 2026 guide.

California daily OT atop federal: 1.5× after 8h/day, 2× after 12h. 7th day: 1.5×/2× after 8h. Min wage $16.90 (2026). Free OT calc.

Texas follows FLSA: 1.5× after 40h/week, no daily OT. Exempt salary $684/week federal threshold. Free Texas overtime calculator 2026.

No federal severance mandate—WARN Act can mean 60 days pay. NJ: 1 week/year. OWBPA: 21 days to review if 40+. Free 2026 calculator.

Federal FLSA: back pay plus liquidated damages — doubles your recovery. 2-year deadline (3 if willful). State laws often go further. Free 2026 calc.

California: lesser of 25% disposable or above 40× min wage ($676/week protected)—stricter than CCPA. Free CA garnishment calc 2026.

Michigan follows CCPA (25% disposable or $217.50/week). Head of household: 60% protected (MCL § 600.5311). Free MI garnishment calc 2026.

Texas bans most private wage garnishment (Tex. Const. Art. XVI § 28). Child support and taxes still garnish. Free TX garnishment calc 2026.

California: $100/employee per late pay period (§ 210(a)), plus 30-day waiting-time penalties after separation. Other states differ. Free 2026 guide.

Disposable ≠ take-home. CCPA: gross minus required deductions only. 401k/health don't reduce it. Cap: 25% or $217.50. Free 2026 calculator.

Overtime after 40 hours/week under 29 U.S.C. § 207(a); California adds daily OT under Lab. Code § 510. Many claims survive 2–3 years. Free 2026 guide.

NY 2026 OT threshold: $1,275/week ($66,300/yr) NYC. Min wage $17.00 NYC / $16.00 upstate. Spread-of-hours after 10h. Free NY OT calc.

Georgia CCPA limits: 25% disposable or above $217.50/week. No state exemptions beyond federal. Child support: up to 65%. Free GA garnishment calc 2026.

Illinois: 15% of gross OR amount above 45× min wage ($675/week in 2026) under 735 ILCS 5/12-803. Free IL garnishment calculator.

Ohio CCPA limits (ORC Ch. 2716): 25% disposable or above $217.50/week. Judgment lasts 5 years (renewable). Free Ohio garnishment calculator 2026.

TTD ≈ 2/3 average weekly wage (state-capped). PD ratings drive lump sums. TX: only state where WC is optional. Free 2026 WC calculator.

Medical creditors need a judgment before wage garnishment. CCPA caps (15 U.S.C. § 1673). No Surprises Act applies. Free 2026 calculator.

Simple cases: 3–6 months. Complex injuries: 1–3 years. Learn the 5 factors that control your timeline. Don't settle before MMI. Free 2026 guide.

Non-economic damages: 3× on $10k specials ≈ $30k. Per diem $150×365 = $54,750. State caps vary. Free 2026 PI settlement calculator.

Wrongful death: economic + non-economic damages minus fault %. Fees often 33.3% contingency. Survival ≠ wrongful death. Free 2026 calc.

Nonprofit hospitals must offer aid (IRC § 501(r)). No Surprises Act limits surprise bills. Cash pay often 40–60% less. Free 2026 calc.

Settlements stack economic loss + pain and suffering. Some states bar recovery if 50%+ at fault. Wait for MMI. Free 2026 guide.

Ohio workers comp: 66.67% AWW, max $1,281/week (2026). PPD: impairment% × 2 weeks × PPD rate. BWC state-fund only. Free Ohio workers comp calc.

CA 10% (CCP § 685.010). NY 9% (CPLR § 5004). IL 9% (735 ILCS 5/2-1303). Federal ~4.02% (28 U.S.C. § 1961). Free 2026 calc.

Ohio: no statutory late-fee cap; courts test reasonableness. Judgment interest 7% (ORC § 1343.03); contract to 8%. Free 2026 OH calc.

Michigan has no statutory late fee cap — courts apply a reasonableness standard. Judgment interest 4.725% H1 2026 / 4.959% H2 (MCL § 600.6013). Free calc.

Federal CCPA: lesser of 25% disposable or above 30× min wage ($217.50/week). 4 states ban most. Support to 65%. Free 2026 calculator.

Florida post-judgment interest 8.25%/yr Q2 2026 (Fla. Stat. § 55.03). Federal ~4.02%. $100k = $22.60/day. Free FL interest calc.

GA post-judgment interest = Fed prime on judgment date + 3% (O.C.G.A. § 7-4-12). Simple interest only. Free GA interest calc 2026.

IL post-judgment 9%/yr (735 ILCS 5/2-1303). PI/WD pre-judgment 6% from filing (SB 72, 2021). Consumer debt 5%. Free IL interest calc 2026.

Maryland post-judgment: 10%/yr (Md. Code § 11-107(a)). Residential rent = 6%. Simple interest. Free Maryland judgment interest calculator 2026.

MI post-judgment interest 4.959%/yr H2 2026 (MCL § 600.6013: 5-year T-note + 1%). H1 was 4.725%. Fees included. Free MI interest calc.

North Carolina post-judgment: 8%/yr (N.C.G.S. § 24-1). Simple interest on principal. Contract rate applies if agreed. Free NC judgment interest calc 2026.

Pennsylvania post-judgment interest: 6%/yr (42 Pa.C.S. § 8101). Tort delay damages at prime+1% (Rule 238). Free PA judgment interest calculator 2026.

SC post-judgment interest is 8.75%/yr fixed (S.C. Code § 34-31-20(B)). Simple interest; wage garnishment limited. Free SC calc 2026.

Virginia post-judgment: 6%/yr (Va. Code § 6.2-302). Simple interest on principal. Contract rate applies if higher. Free VA judgment interest calc 2026.

WA judgment interest under RCW 4.56.110: consumer debt 9%, CS arrears 12%, gov torts T-bill+2%. Free WA interest calc 2026.

Limits $3k–$25k by state. CA $12,500. TX $20,000. NY $10,000. Post-verdict judgment interest accrues. Free 2026 small-claims calc.

Small claims post-judgment interest varies by state in 2026: IL 9%, NY 9%, CA 10%, OH 7%. Simple interest. Free small claims interest calculator.

Ohio statutory interest: 7% for 2026 (ORC § 1343.03). Tax Commissioner sets rate annually. Simple interest on unpaid amounts. Free OH stat. interest calc.